Exclusive Health Plans

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Exclusive Health Plans

Access large-group pricing and comprehensive coverage through Elevate Wellness — available only through Independent Health Agents.

? Available in All 50 States  |  No Referrals Required  |  ACA Compliant

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Cigna PPO Plans
Ultra 1000
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Ultra 3000
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Ultra 6000
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Anthem Blue Card PPO Plans
Blue Card 6750
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Blue Low
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Blue Card 350
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Cigna PPO Network • All 50 States

Cigna Ultra Plans

Traditional co-pay plans on the Cigna Open Access national PPO network. No referrals required, 12-month rate lock, and ACA compliant.

? Exclusive Group Pricing

These plans are offered exclusively through Independent Health Agents via Elevate Wellness — rates not available on the open market.

Benefit
Ultra 1000
Most Comprehensive
Ultra 3000
Best Value
Ultra 6000
Lowest Premium
In-Network Benefits
Deductible (Single / Family)
$1,000 / $2,000
$3,000 / $6,000
$6,000 / $12,000
Max Out-of-Pocket (Single / Family)
$5,000 / $10,000
$9,450 / $18,900
$9,450 / $18,900
Coinsurance
80%
70%
70%
Primary Care Visit
$20 copay
$30 copay
$30 copay
Specialist Visit
$40 copay
$60 copay
$60 copay
Urgent Care
$40 copay
$60 copay
$60 copay
Preventive Care
Covered 100%
Covered 100%
Covered 100%
Mental Health (Outpatient)
$20 copay
$30 copay
$30 copay
Emergency Room
20% after ded.
30% after ded.
30% after ded.
Hospitalization (Inpatient)
20% after ded.
30% after ded.
30% after ded.
CT / PET / MRI
20% after ded.
30% after ded.
30% after ded.
Maternity
20% after ded.
30% after ded.
30% after ded.
Rehab / Habilitative Services
$20 copay/visit
20 visits/yr combined
$60 copay/visit
20 visits/yr combined
$60 copay/visit
20 visits/yr combined
Skilled Nursing
20% after ded.
90 days/yr
30% after ded.
60 days/yr
30% after ded.
60 days/yr
Prescription Drugs (30-Day Supply)
Generic
$15
$15
$15
Brand Preferred
$45
$65
$65
Non-Preferred Brand
$85
$100
$100
Specialty
Through MyRX (PAP required)
Not Covered
Not Covered
Out-of-Network Benefits
Out-of-Network Deductible
$2,000 / $4,000
$6,000 / $12,000
$12,000 / $24,000
Out-of-Network Max OOP
$10,000 / $20,000
$18,950 / $37,900
$18,900 / $37,900
Out-of-Network Coinsurance
60%
40%
40%
Scan to enroll in Cigna Ultra Plans

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Scan the QR code or click below to view rates and apply.

patriotmedicalplan.com/iha →
Anthem Blue Card PPO • National Network • All 50 States

Anthem Blue Card Plans

Access the nation’s largest PPO network with Anthem’s BlueCard program — accepted by providers coast to coast in all 50 states.

? Exclusive to Independent Health Agents Clients

These Anthem BlueCard PPO plans are available exclusively through Independent Health Agents. Large-group pricing not found on the open market.

Blue Card 6750

Best for: Healthy individuals who want low premiums and catastrophic protection

An HSA-qualified high-deductible plan. Everything is covered at 100% after you meet your deductible — no copays, no coinsurance. Ideal for those who rarely visit the doctor but want full protection if something major happens.

Blue Low

Best for: Individuals and families who want $0 deductible with moderate cost-sharing

A $0 deductible plan with day-one coverage. You pay copays for office visits and 40% coinsurance for other services — no deductible to meet first. Great for people who want predictable costs and use healthcare regularly.

Blue Card 350

Best for: Individuals and families who want rich coverage with low out-of-pocket costs

The most comprehensive Blue Card option with just a $350 deductible. Low copays for office visits ($25 primary / $35 specialist) and prescription drugs. Ideal for those who want peace of mind and the best coverage available.

? BlueCard National PPO Network

  • Access to 1.7 million+ providers nationwide
  • Accepted at 96% of hospitals across all 50 states
  • No referrals required to see any specialist
  • In-network and out-of-network coverage included
  • BlueCard PPO — the largest national PPO network in the U.S.
  • Out-of-network paid at 125% of Medicare rates

? Underwriting & Eligibility

  • Simplified underwriting — short health questionnaire required
  • Issue ages: 18–64 (dependents may be added)
  • Coverage effective on the 1st of the month following approval
  • Enrollment deadline: 20th of the month prior to effective date
  • 12-month rate lock from effective date
  • Must join Elevate Wellness national association
  • ACA-compliant plans with mandated preventive services
Benefit
Blue Card 6750
HSA Qualified
Blue Low
$0 Deductible
Blue Card 350
Most Popular
In-Network Benefits
Deductible (Single / Family)
$6,750 / $13,500
$0 / $0
$350 / $700
Max Out-of-Pocket (Single / Family)
$6,750 / $13,500
$8,150 / $16,300
$6,750 / $13,500
Coinsurance
Subject to ded., no copay
40%
30% after ded.
Primary Care Visit
After deductible, no copay
$30 copay
$25 copay
Specialist Visit
After deductible, no copay
$50 copay
$35 copay
Urgent Care
After deductible, no copay
$30 copay
Ded. & Co-Insurance
Preventive Care
Covered 100%
Covered 100%
Covered 100%
Mental Health (Outpatient)
After deductible, no copay
$50 copay
$35 copay
Emergency Room
After deductible, no copay
$250 copay + 40%
Ded. & Co-Insurance
Hospitalization (Inpatient)
After deductible, no copay
40% Co-Insurance
Ded. & Co-Insurance
Diagnostic Testing (X-Ray, Labs)
After deductible, no copay
40% Co-Insurance
Ded. & Co-Insurance
Advanced Imaging (CT, MRI)
After deductible, no copay
40% Co-Insurance
Ded. & Co-Insurance
Maternity / Childbirth
After deductible, no copay
40% Co-Insurance
Ded. & Co-Insurance
Chiropractic
After deductible, no copay
30 visits/yr
$35 copay
30 visits/yr
Rehabilitation Services
After deductible, no copay
OP: 30 / IP: 120 visits/yr
40% Co-Insurance
Ded. & Co-Insurance
OP: 30 / IP: 120 visits/yr
Durable Medical Equipment
After deductible, no copay
40% Co-Insurance
Ded. & Co-Insurance
Home Health Care
After deductible, no copay
40% Co-Insurance
Ded. & Co-Insurance
Union Death Benefit
$5,000
—
$5,000
Prescription Drugs
Generic
$0 (after ded.)
$0
$0
Brand Preferred
25% (after ded.)
25%
25%
Non-Preferred Brand
50% (after ded.)
50%
50%
Subject to Deductible?
Yes
No
No
Out-of-Network Benefits
Out-of-Network Deductible
$10,000 / $20,000
$7,900 / $15,000
$700 / $1,400
Out-of-Network Max OOP
$20,000 / $40,000
Unlimited
Unlimited
Out-of-Network Coinsurance
50%
50%
50%
OON Payment Basis
125% of Medicare
125% of Medicare
125% of Medicare
Scan to enroll in Anthem Blue Card Plans

Get Your Anthem Blue Card Quote & Enroll

Scan the QR code or click below to view rates and apply.

eliteenroll.com/iha →

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Call 312-588-9915

Plans offered through Elevate Wellness national association. Access requires membership.