
Silver plans
Recommended if you:
- See your primary care physician for preventive care every year
- Don’t anticipate any major ongoing medical needs
- Would like a premium that fits most budgets
- Would like out-of-pocket expenses that fit most budgets
Below is a summary of the three Ambetter Premier Silver Options. See toggles below for each plan detail or download the available plan summaries.
- Clear Silver – $6,500 individual deductible
- Focused Silver – $5,000 individual deductible
- Standard Silver – $6,300 individual deductible
See toggles below for plan comparisons. Information is based on Participating Providers. For Non-Participating Provider information, please download the plan summaries listed above.
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Deductibles
Clear Silver | Focused Silver | Standard Silver | |
---|---|---|---|
Overall Deductible Individual/Family
|
$5,000 / $10,000 | $8,450 / $16,900 | $7,500 / $15,000 |
Are there services covered before you meet deductible
|
Yes. | Yes. | Yes. |
Are there other deductibles for specific services
|
No. | No. | No. |
Out-of-pocket limit Individual/Family**
|
$8,500 / $17,000 | $9,200 / $18,400 | $9,200 / $18,400 |
Will you pay less if you use network provider?
|
Yes. | Yes. | Yes. |
Referral to see a specialist?
|
No. | No. | No. |
**Premiums, balance billing & health care this plan doesn’t cover are not included in the out-of-pocket limit
Office Visit / Testing
Clear Silver | Focused Silver | Standard Silver | |
---|---|---|---|
Primary Care for injury/illness
|
$5,000 / $10,000 | $8,450 / $16,900 | $7,500 / $15,000 |
Specialist visit
|
Yes. | Yes. | Yes. |
Preventative care/screening
|
No. | No. | No. |
Diagnostic test (xray, blood) Freestanding / Hospital
|
$8,500 / $17,000 | $9,200 / $18,400 | $9,200 / $18,400 |
Imaging (CT/PET/MRI) Freestanding / Hospital
|
50% | 50% coinsurance | 50% |
Generic / Brand / Specialty Drug Comparison
If you need Drugs to treat your illness or condition. For information on whether or not deductibles apply, please download the plan summaries
Clear Silver | Focused Silver | Standard Silver | |
---|---|---|---|
Generic Drugs (Preferred)
|
$5,000 / $10,000 | $8,450 / $16,900 | $7,500 / $15,000 |
Generic Drugs (Non Preferred)
|
Yes. | Yes. | Yes. |
Brand drugs (Preferred)
|
No. | No. | No. |
Brand Drugs Non Preferred
|
$8,500 / $17,000 | $9,200 / $18,400 | $9,200 / $18,400 |
Specialty Drugs
|
$750 | 50% | $500 |
Outpatient Surgery / Emergency Comparison
Clear Silver | Focused Silver | Standard Silver | |
---|---|---|---|
Facility Fee
|
$5,000 / $10,000 | $8,450 / $16,900 | $7,500 / $15,000 |
Facility fee Hospital
|
Yes. | Yes. | Yes. |
Physician/surgeon Fee
|
No. | No. | No. |
Emergency Room Care
|
$8,500 / $17,000 | $9,200 / $18,400 | $9,200 / $18,400 |
Emergency Medical Transportation
|
50% | 50% | 50% |
Urgent Care
|
50% | $50 | $75 |
Hospital Stay / Health Services / Pregnancy
Clear Silver | Focused Silver | Standard Silver | |
---|---|---|---|
Facility Fee for hospital stay
|
$5,000 / $10,000 | $8,450 / $16,900 | $7,500 / $15,000 |
Physician/surgeon Fees
|
Yes. | Yes. | Yes. |
Mental health, behavioral health, or substance abuse services: Outpatient
|
No. | No. | No. |
Mental health, behavioral health, or substance abuse services: Inpatient
|
$8,500 / $17,000 | $9,200 / $18,400 | $9,200 / $18,400 |
If you are pregnant ? office visit
|
50% coinsurance | $40/visit | $50 / visit |
Childbirth/delivery/professional services
|
50% coinsurance | 50% coinsurance | 50% coinsurance |
Childbirth/delivery facility services
|
50% coinsurance | 50% coinsurance | 50% coinsurance |
Help recovering / other special needs
Central Bronze | Everyday Bronze | Standard Expanded Bronze | |
---|---|---|---|
Home Health Care
|
50% | 50% | 50% |
Rehabilitation Services
|
50% / 50% | 50% / 50% | $50 / 50% |
Habilitation services
|
50% / 50% | 50% / 50% | $50 / 50% |
Skilled nursing care
|
50% | 50% | 50% |
Durable medical equipment
|
50% | 50% | 50% |
Hospice services
|
50% | 50% | 50% |
Childrens Dental / Eye care
Central Bronze | Everyday Bronze | Standard Expanded Bronze | |
---|---|---|---|
Children?s eye exam
|
No Charge | No Charge | No Charge |
Children?s Glasses
|
No Charge | No Charge | No Charge |
Children?s Dental check-up
|
Not Covered | Not Covered | Not Covered |
Excluded & Other Covered Services
Services Your Plan Generally Does NOT Cover (Check your policy or plan document for more information and a list of any other excluded services.)
Central Bronze | Everyday Bronze | Standard Expanded Bronze | |
---|---|---|---|
Acupuncture
|
? | ? | ? |
Dental Care (Adult)
|
? | ? | ? |
Long-term Care
|
? | ? | ? |
Non-emergency care when traveling outside of US
|
? | ? | ? |
Routine eye care (adult)
|
? | ? | ? |
Weight loss programs
|
? | ? | ? |
Other Covered Services (Limitations may apply to these services. This isn’t a complete list. Please see your plan document.)
Central Bronze | Everyday Bronze | Standard Expanded Bronze | |
---|---|---|---|
Abortion care
|
? | ? | ? |
Bariatric surgery
|
? | ? | ? |
Chiropractic care
|
? | ? | ? |
Cosmetic surgery
|
? | ? | ? |
Hearing aids
|
? | ? | ? |
Infertility treatment
|
? | ? | ? |
Private-duty nursing
|
? | ? | ? |
Routine Foot Care
|
? | ? | ? |
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