We offer a comprehensive list of preferred companies offering short-term health plans in Illinois.
If you would like to consult with one of our licensed agents to review your subsidy eligibility or discuss your insurance options, please contact us .
We offer a comprehensive list of preferred companies offering short-term health plans in Illinois.
If you would like to consult with one of our licensed agents to review your subsidy eligibility or discuss your insurance options, please contact us .
National General Consecutive short-term health insurance policies use the Aetna Open Choice PPO network with no referral required, which includes access to:
Other feature highlights include:
Golden Rule Insurance Company short-term medical plans allow you to choose your doctors and hospitals and pays for all covered expenses once your deductible and coinsurance amounts have been met. First, you pay your deductible, next the insurer pays a percentage of covered expenses to a coinsurance limit.
BCBSIL SelectTemp PPO Plans were discontinued January 1, 2016
SelecTEMP PPO utilizes the Blue Cross Blue Shield PPO network of doctors and hospitals, provides coverage from 1 month – 11 months, and covers many of the most costly health care services, including:
| In-Network | Out-of-Network | |
|---|---|---|
|
Length of Coverage
|
1-11 months | |
|
Deductible (individual)
Amount you pay toward covered expenses before the plan pays benefits.The family deductible is 2 times the individual deductible. |
$500 $1,000 $1,500 $2,000 $2,500 $5,000 |
$1,000 $2,000 $3,000 $4,000 $5,000 $10,000 |
|
Rate of Payment (Coinsurance)
Percentage of covered expenses BCBS pays after the deductible |
80% | 60% |
|
Out-of-Pocket Maximum
The amount of money an individual pays toward covered hospital and medical expenses. Does not include deductible |
$1,000 ($2,000 for 2 or more individuals) |
$2,000 ($4,000 for 2 or more individuals) |
|
Lifetime Benefit Maximum
The total maximum amount the plan pays |
$1.5 million | $1.5 million |
When is the policy start date if I apply today?
Coverage can start as soon as the next day.