by admin
| Jun 26, 2025
| Uncategorized
The Advanced Premium Tax Credit (APTC) helps Illinois residents reduce monthly health insurance costs by covering part of their premiums upfront. Available through the Health Insurance Marketplace, this tax credit is based on your income and household size. Here’s...
by admin
| Jun 23, 2025
| Uncategorized
Choosing the right ACA health plan in Illinois comes down to balancing your monthly premiums with out-of-pocket costs. Here’s what you need to know: Bronze Plans: Lowest premiums, highest deductibles. Good for healthy individuals with minimal medical needs. Silver...
by admin
| Jun 16, 2025
| Uncategorized
The Illinois Consumer Coverage Disclosure Act (CCDA) requires employers in Illinois to disclose how their group health plans compare to state-mandated essential health benefits. Non-compliance can lead to penalties ranging from $500 to $5,000 per violation, based on...
by admin
| Jun 9, 2025
| Uncategorized
When you visit an out-of-network doctor or hospital, your medical bills can skyrocket. Here’s why and what you can do about it: Higher Costs: Out-of-network services often mean higher deductibles, lower insurance coverage, and balance billing (you pay the...
by admin
| Jun 2, 2025
| Uncategorized
If you experience a major life event like getting married, getting divorced, or having a baby, you may qualify for a Special Enrollment Period (SEP) to update your health insurance outside the regular Open Enrollment window (November 1 – January 15). Here’s what...
by admin
| May 31, 2025
| Uncategorized
Illinois employers face new health plan rules in 2025. Here’s what you need to know: Expanded Coverage Requirements: Mandatory coverage for more medical procedures, including annual cancer screenings, hearing aids for all ages, and mental health counseling for...
