by admin
| Jul 2, 2025
| Medicare
If you’re facing unexpected Medicare surcharges in 2025 due to IRMAA, you might be paying more than necessary. IRMAA is an extra fee on Medicare premiums for higher-income individuals, based on tax returns from two years prior (2023 for 2025). The good news? You can...
by admin
| May 12, 2025
| Insurance News
, Medicare
Medicare has specific enrollment periods for signing up or changing your coverage. Missing the right window can lead to penalties or delays in coverage. Here’s a quick breakdown of the key Medicare enrollment periods: General Enrollment Period (GEP): For those...
by admin
| May 3, 2025
| Medicare
Want to save on Medicare premiums in retirement? Your income plays a big role in determining how much you’ll pay for Medicare Part B and Part D. If your Modified Adjusted Gross Income (MAGI) exceeds certain thresholds, you’ll face IRMAA surcharges – extra costs...
by admin
| Apr 7, 2025
| Medicare
Medicare Advantage plans combine medical, prescription, dental, and vision coverage, but they come with risks you should know: Network Restrictions: Limited to specific doctors and hospitals; may disrupt care if providers leave the network. Higher Costs: Out-of-pocket...
by admin
| Feb 3, 2025
| Insurance News
, Medicare
Medicare Supplement (Medigap) plans help cover costs not fully paid by Original Medicare, like copayments, coinsurance, and deductibles. Here’s a quick breakdown of five popular plans: Plan F: Comprehensive coverage, but only available to those eligible before 2020....
by admin
| Mar 2, 2022
| Insurance News
, Medicare
Yikes. As I was extolling the virtues of Social Security’s 5.9% COLA, the Centers for Medicare and Medicaid Services (CMS) announced that they were increasing the premium for Medicare Part B by 14.5%. As a reminder, Medicare is composed of two...
