by admin
| Aug 4, 2025
| Illinois Health Insurance
, Insurance Laws
, Insurance News
If you’re traveling from Illinois, understanding your health coverage options is more important than ever. As of January 1, 2025, Illinois residents can no longer purchase short-term health insurance (STLD) policies. This change affects those who relied on these...
by admin
| Jun 16, 2025
| Illinois Health Insurance
, Insurance Laws
, Insurance News
The Illinois Consumer Coverage Disclosure Act (CCDA) requires employers in Illinois to disclose how their group health plans compare to state-mandated essential health benefits. Non-compliance can lead to penalties ranging from $500 to $5,000 per violation, based on...
by admin
| Jun 9, 2025
| Illinois Health Insurance
When you visit an out-of-network doctor or hospital, your medical bills can skyrocket. Here’s why and what you can do about it: Higher Costs: Out-of-network services often mean higher deductibles, lower insurance coverage, and balance billing (you pay the...
by admin
| May 19, 2025
| Illinois Health Insurance
, Insurance News
Starting May 2025, Illinois is changing its Medigap rules to make switching plans easier and more affordable for Medicare beneficiaries. Key updates include: 45-Day Birthday Rule: Beneficiaries aged 65–75 can switch to a Medigap plan with equal or lesser benefits...
by admin
| Jan 25, 2025
| Illinois Health Insurance
, Insurance News
, Obamacare
Illinois residents seeking alternatives to Obamacare have several options, each with unique benefits and limitations: Private Health Insurance Plans: Offers flexibility and broader provider networks but may have higher premiums and waiting periods for pre-existing...
by admin
| Oct 9, 2024
| Illinois Health Insurance
, Insurance News
Companies’ premiums for employees’ family health insurance increased at more than double the US inflation rate to over $25,000 in 2024 as costs of care rose, according to a study. The average employer-sponsored health insurance premium for families jumped 7% to...
