by admin
| Aug 11, 2025
| ACA
Under the Affordable Care Act (ACA), young adults can stay on their parent’s health insurance plan until they turn 26. This rule applies to all health plans, including employer-sponsored and Marketplace plans, regardless of marital status, financial independence, or...
by admin
| Jul 28, 2025
| ACA
, Insurance News
Cost-Sharing Reductions (CSRs) make healthcare more affordable for Illinois residents by lowering out-of-pocket costs like deductibles, copayments, and coinsurance. These subsidies are available to individuals and families with incomes between 100% and 250% of the...
by admin
| Jul 18, 2025
| ACA
, Healthcare Reform
, Insurance News
, Obamacare
If you buy your own health insurance, you are probably going to pay more next year—a lot more. Insurers are seeking hefty 2026 rate increases for Affordable Care Act marketplace plans, the coverage known as Obamacare. Blue Cross & Blue Shield of Illinois wants a...
by admin
| Jun 26, 2025
| ACA
, Obamacare
The Advanced Premium Tax Credit (APTC) helps Illinois residents reduce monthly health insurance costs by covering part of their premiums upfront. Available through the Health Insurance Marketplace, this tax credit is based on your income and household size. Here’s...
by admin
| Jun 23, 2025
| ACA
, Obamacare
Choosing the right ACA health plan in Illinois comes down to balancing your monthly premiums with out-of-pocket costs. Here’s what you need to know: Bronze Plans: Lowest premiums, highest deductibles. Good for healthy individuals with minimal medical needs. Silver...
by admin
| Jun 2, 2025
| ACA
, Obamacare
If you experience a major life event like getting married, getting divorced, or having a baby, you may qualify for a Special Enrollment Period (SEP) to update your health insurance outside the regular Open Enrollment window (November 1 – January 15). Here’s what...
